
How Does It Work?
We understand it’s challenging to find the resources you need to succeed as an Independent Contractor. That’s why we created the Independent Contractors Benefits Association (ICBA), a non-profit association of Independent Contractors.
Avon Representatives everywhere use our affordable services and benefit programs to grow their business and protect their family with ease!
As a member, you get access to benefit programs, insurance, and discounts that enable you to better operate as an independent contractor. Tailor your coverage to fit your family’s individual needs.
Browse our programs below and ask us if you have questions or need any explanation of your benefits.
ICBA Family Protection Plan
Comprehensive Protection When Life Throws You A Curve.
Sometimes life throws you a curve. It usually is unexpected and it happens to everyone. Maybe it happens more often to some but eventually it will happen to you too.
Why not be prepared for when misfortune strikes? Not IF, but when. The ICBA Family Protection Plan provides networks of professionals to assist you with these areas of expertise:
Legal Services
Tax Preparation and Advice
Financial Education and Credit Counseling
Life Events Counseling
Identity Theft Prevention, Restoration and Insurance
This low cost benefit provides tremendous protection with the expertise to get you through your next family or business crisis.

Wellcard Savings Health Discount Program
Free Program To Lower The Cost of Your Health Care.
Health care is expensive!! Here is a free benefit that will give your family immediate discounts on a wide range of health care services:
Doctor Visits
Prescription Drugs
Dental & Vision Care
Imaging, Lab Tests and Much, Much More

ICBA Member Services
Discounted Programs Designed for Independent Contractors
Selectively compiled discount program, tailored to the unique needs of Independent Contractors. All ICBA members can take advantage of these offers at no additional cost:
Discounted Office Supplies
Student Loan Assistance
Deep Discounts on Hotel Rooms
Entertainment Tickets